Terms of Service

1. Acceptable Use Policy

When using our services, you agree to use them only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use and enjoyment of our services. Specifically, you agree not to:

• • Use our services for any illegal or unauthorized purpose
• • Violate any applicable laws, regulations, or third-party rights
• • Attempt to gain unauthorized access to our systems or networks
• • Transmit any harmful code, viruses, or malicious software
• • Interfere with or disrupt the operation of our services

2. Permitted Uses

Our services are designed to provide professional bookkeeping, tax preparation, and financial assessment support to businesses and individuals. You may use our services to maintain accurate financial records, prepare tax filings, receive financial guidance, and access our expertise for your legitimate business needs.

3. Service Access Requirements

To access and use our services effectively, you must:

• • Provide accurate and complete information when requested
• • Maintain the confidentiality of any account credentials
• • Notify us immediately of any unauthorized access to your account
• • Cooperate with reasonable requests for documentation and information

4. Fair Usage Guidelines

We strive to provide fair and reasonable service to all clients. Our services are intended for legitimate business accounting needs. Excessive or abusive use of our services, including unreasonable demands on our time or resources, may result in additional charges or termination of service at our discretion.

5. Account Creation Requirements

When you engage our services, you may be required to create an account or provide certain information. You must ensure that all information you provide is accurate, current, and complete. You are responsible for maintaining the accuracy of your account information and updating it as necessary.

6. Account Security Responsibilities

You are responsible for safeguarding your account credentials and for all activities that occur under your account. You agree to notify us immediately if you suspect any unauthorized use of your account. We will not be liable for any loss or damage arising from your failure to maintain account security.

7. Account Suspension and Termination

We reserve the right to suspend or terminate your access to our services under the following circumstances:

• • Violation of these Terms of Service
• • Non-payment of fees or charges
• • Fraudulent, abusive, or illegal activity
• • At your request or by mutual agreement

Upon termination, you remain responsible for any outstanding fees and must retrieve your documents and data within a reasonable timeframe.

8. Multiple Account Policies

Unless specifically authorized, you may not create multiple accounts for the same business entity. If you operate multiple businesses, each business should have its own separate account and service agreement.

9. Service Uptime and Maintenance

We strive to provide reliable and continuous access to our services. However, we do not guarantee uninterrupted access and may perform scheduled maintenance that temporarily affects availability. We will make reasonable efforts to notify you in advance of planned maintenance activities.

10. Feature Availability

The features and functionality of our services may vary based on your service plan and may be updated from time to time. We reserve the right to modify, enhance, or discontinue any features at our discretion, though we will make reasonable efforts to maintain the core functionality you have purchased.

11. Geographic Restrictions

Our services are primarily designed for clients located in the United States and are subject to United States accounting standards and tax regulations. We may not be able to provide services for businesses operating in other jurisdictions without appropriate expertise in those markets.

12. Service Modifications and Updates

We may modify these Terms of Service, our pricing, or our service offerings at any time. We will notify you of significant changes by email or through our website. Continued use of our services after such modifications constitutes acceptance of the updated terms. If you do not agree to the changes, you may terminate your service agreement.

13. Content Ownership

All content on our website, including text, graphics, logos, images, and software, is the property of Numeraire or our licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without express written permission.

14. Client Data and Materials

You retain all rights to the financial data and materials you provide to us. By engaging our services, you grant us a limited license to use, process, and store your data solely for the purpose of providing our services. We will not use your data for any other purpose without your consent.

15. License Grants

We grant you a limited, non-exclusive, non-transferable license to access and use our services for your internal business purposes in accordance with these terms. This license does not include any right to resell or commercial use of our services.

16. Copyright and Trademark Notices

All trademarks, service marks, and logos used on our website are the property of their respective owners. The Numeraire name and logo are our trademarks and may not be used without permission. Unauthorized use of our intellectual property may violate copyright, trademark, and other laws.

17. Service Fees

Our service fees are outlined in your service agreement and on our website. Fees are subject to change with reasonable notice. You agree to pay all fees associated with your chosen service plan in accordance with the payment terms specified.

18. Payment Methods

We accept various payment methods as indicated during the signup process. You authorize us to charge your chosen payment method for all fees incurred. You are responsible for maintaining valid payment information and ensuring sufficient funds are available.

19. Late Payments

Late payments may result in service suspension and may incur additional fees. We reserve the right to charge interest on overdue balances at the rate permitted by applicable law. Continued non-payment may result in termination of services and collection activities.